Online Mortgage Calculator

Calculate the repayment amount on a capital repayment or interest only mortgage.

A quick and easy way to calculate your monthly mortgage payments. Simply enter the amount you wish to borrow, the interest rate and the term over which you intend to pay it off. Then hit the 'Calculate Payments' button.


Mortgage Details £
%
yrs






Repayment amounts are based on 12 payments per year.
The first figure gives the total monthly payment for a straight repayment mortgage, including both interest and payment towards the capital loan amount. This reduces the amount owed on the capital, month by month. The second figure shows the amount of interest payment only.

Anyone opting for an interest-only mortgage, such as linked to an ISA, endowment or pension savings policy, will need to add the cost of the monthly premiums of the policy to the interest figure presented above. On maturity the savings policy is intended to pay off the capital loan.

These figures are only a guide. We recommend that you obtain exact figures from a specific lender before committing to any mortgage.